RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

Equity in 2025 for Debt Consolidation Before Year-End

Equity in 2025 for Debt Consolidation Before Year-EndBy: Ali Zaidi Published on: 21/11/2025

Learn how to use your home equity in 2025 to consolidate high-interest debt before year-end. Explore refinancing, HELOCs, and second mortgage strategies for big savings.

Mortgage Rates
Equity in 2025 for Debt Consolidation Before Year-End

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.